What is wrong with our country today? Everyone sits around complaining about the economy and waits for it to fix itself. People would bash the newest politicians out their than worry about what is happening in their own backyard. The crazy thing is that we have solutions to fixing our own local economies - there are studies that show how to fix the problems at home. Simply put - Shop Local. If your money stays local there are more jobs at home - more revenue in the local economies. Buy made in the USA when you can - but if you buy from a large chain store - most of your money still leaves your area. Large chain stores employ less people - get huge tax breaks - cost local communities to even be there. We are paying them less up front sometimes - but always paying more in the long run. When the local American population can wrap their heads around that then we will be on the right track again.
If you seriously think that Obama and Washington are ready to pull us out of this and have all the answers- then please - let me sell you a bridge in Brooklyn.
Showing posts with label obama. Show all posts
Showing posts with label obama. Show all posts
Wednesday, July 20, 2011
Tuesday, June 21, 2011
Let's make "Too Big to Fail" "Too Small to Matter" Local Economy
Was it $700 billion dollars that all those big banks needed to pull out with after they used our money to play with on Wall Street? I could be wrong on that figure - but I am pretty sure it wasn't less. Why did the government bail them out? Oh yeah - "too big to fail" - they had to survive so they could take care of us - right? They needed the banks to keep loaning money so our economy could keep growing and put people back to work.
Who has the money?
The largest 20 banks in the USA have 57% of bank assets averaging $380 billion
The mid size banks have around 11% - averaging $1-10 billion each
small banks - 11% $1 billion and under
Who does the lending?
The largest 20 banks - 28% of loans
Mid size banks - 20 % of loans
small banks - 34% of loans
So the small banks with the least amount of money are lending the most to help to grow our economy - while the big banks are probably playing on Wall Street again and making their investors happy - why did we bail them out again?
Why are we giving them our money? If we want a better local economy - doesn't it make more sense to put our money in a bank that believes in your community? After all the mistakes they have made in the past I would be afraid to leave my money in the hands of heartless corporate fat cats.
I say we invest in Main Street - Not Wall Street !!!!!
Here is your chance to make a difference without changing your lifestyle a bit - move your money to a local bank or credit union - keep your money local and help your community - prevent Too be to Fail again - if we all move our accounts - they become - Too Small To Matter - the next time they make a bad investment - let them go down - the way they should have to begin with.
If you love your community - take the time and move your accounts - a minor headache - should have been done a long time ago. Follow the money trail and start keeping your cash at home - I will continue to seek out the easiest ways to help solve the shop local buy USA issues - this is the easiest one. You will be doing your part everyday without even knowing it.
With all the talk from the Obama administration about jobs and the economy - you would think that things would have turned for the better by now - I guess it really is left up to us to get control. The key is to keep money at home.
More local and made in the USA = more jobs - we need banks that are on board to achieve this.
So Support your LOCAL bank!!!!!
Who has the money?
The largest 20 banks in the USA have 57% of bank assets averaging $380 billion
The mid size banks have around 11% - averaging $1-10 billion each
small banks - 11% $1 billion and under
Who does the lending?
The largest 20 banks - 28% of loans
Mid size banks - 20 % of loans
small banks - 34% of loans
So the small banks with the least amount of money are lending the most to help to grow our economy - while the big banks are probably playing on Wall Street again and making their investors happy - why did we bail them out again?
Why are we giving them our money? If we want a better local economy - doesn't it make more sense to put our money in a bank that believes in your community? After all the mistakes they have made in the past I would be afraid to leave my money in the hands of heartless corporate fat cats.
I say we invest in Main Street - Not Wall Street !!!!!
Here is your chance to make a difference without changing your lifestyle a bit - move your money to a local bank or credit union - keep your money local and help your community - prevent Too be to Fail again - if we all move our accounts - they become - Too Small To Matter - the next time they make a bad investment - let them go down - the way they should have to begin with.
If you love your community - take the time and move your accounts - a minor headache - should have been done a long time ago. Follow the money trail and start keeping your cash at home - I will continue to seek out the easiest ways to help solve the shop local buy USA issues - this is the easiest one. You will be doing your part everyday without even knowing it.
With all the talk from the Obama administration about jobs and the economy - you would think that things would have turned for the better by now - I guess it really is left up to us to get control. The key is to keep money at home.
More local and made in the USA = more jobs - we need banks that are on board to achieve this.
So Support your LOCAL bank!!!!!
Friday, May 20, 2011
If The World Ends - Washington is Off the Hook
Because the world is supposed to end tomorrow I decided that worrying about America's future today is just a waste of time. Why should I be bothered with all the spending in Washington if no one is going to have to pay the bill anyway? Who cares that there are millions unemployed and will not be able to find a decent job because we have sent all our jobs overseas? I mean we really should be thanking our government for all those unfair trade laws that made it impossible for the American companies to compete and keep their workers employed. Bringing all those imports in was helping us out. We should thank them for all the time they afforded us to stay home and relax with our families in these latter days before armageddon. Without all the unfair treatment towards the American businesses - there would be millions of Americans wasting their time at work today.
Apparantly - our government has had it all figured out from the beginning - No Jobs and No Money didn't matter - they knew the whole time that we wouldn't be needing to work for the future - there would be no generation after us to have to clean up the mess. They are so smart - now I know why we elected them.
I wonder if they know what they are going to do if they are wrong and there is a tomorrow?
Apparantly - our government has had it all figured out from the beginning - No Jobs and No Money didn't matter - they knew the whole time that we wouldn't be needing to work for the future - there would be no generation after us to have to clean up the mess. They are so smart - now I know why we elected them.
I wonder if they know what they are going to do if they are wrong and there is a tomorrow?
Friday, May 13, 2011
I Was Blind - But Now I See
Okay - let's face it - people are tired of hearing about how bad th economy is - most of us, myself included, would rather tweet something silly or settle in infront of the TV and watch a good game. Fortunately for you I have decided to keep my blogs brief and to the point. Today we are going to talk about recent job creation and what this means to the average American.
On April 19th 62,000 people were hired in one day - doesn't that sound great! Oh yeah - they were hired by McDonalds. Oh - did I mention around 940,000 other people who lined up for those jobs were turned away? I worked at McDonald's when I was 17 and got the job immediately - now they are turning educated skilled workers away. It's crazy out there. Okay back to my point - what does this mean to you?
It means that these 62,000 people and over 940,000 others that were turned away are settling on jobs that will reduce their incomes - the average was something like $45,000 a year going to around $21,000.
People are having to settle for service jobs like fast food because all our manufacturing is being done over seas The jobs being created - are very high end or very low end - ther is no middle - no middle means no middle class.
I am beginning to wonder if those union types were a necessity so that the middle class would have a voice. Who is looking after our Americans right now? I tell you I am spending day and night reading about all the coruption that has gone on for years with low down dirty deals that have stabbed America in the back. And I for one am tired of seeing the people suffer. I was blind to all this and was living with my head in the cloud for years - knowing that the good people in Washington would do the right thing for our country - Well I have been a fool.
I do not blame anyone for being oblivious to this - I am admitting that I am at fault, too. But I know now - and what started out as my daughter's project has lit a fire in my heart for my country and my fellow Americans. I know that if educated to the misdeeds against our working Americans - the American people will unite and make a stand to stop the disappearance of our way of life.
I have a plan - I need a voice - I will not tire of defending this cause until my dying breath. I see people suffer - scared that they will not be able to care for their children, people humiliated by being forced into jobs that they are over qualified for. These people are working HARD to survive - they are tired - beat down -and they need someone to stand up for them. Someone who cares and sees them as people - not votes.
God Bless anyone who reads this - I mean that - and God bless anyone that helps spread this along - I will not fail in my mission to support the middle and lower class in this country - the people that seemed to be forgotten in all this - the people who are being left to figure things out themselves. Abandoned for the almighty dollar being sent overseas - The American people need to know that there is hope - I was blind but now I see - and what I see isn't pretty - but it can be fixed.
Friday the 13th afternoon rant
Amanda Schalau
Average American
On April 19th 62,000 people were hired in one day - doesn't that sound great! Oh yeah - they were hired by McDonalds. Oh - did I mention around 940,000 other people who lined up for those jobs were turned away? I worked at McDonald's when I was 17 and got the job immediately - now they are turning educated skilled workers away. It's crazy out there. Okay back to my point - what does this mean to you?
It means that these 62,000 people and over 940,000 others that were turned away are settling on jobs that will reduce their incomes - the average was something like $45,000 a year going to around $21,000.
People are having to settle for service jobs like fast food because all our manufacturing is being done over seas The jobs being created - are very high end or very low end - ther is no middle - no middle means no middle class.
I am beginning to wonder if those union types were a necessity so that the middle class would have a voice. Who is looking after our Americans right now? I tell you I am spending day and night reading about all the coruption that has gone on for years with low down dirty deals that have stabbed America in the back. And I for one am tired of seeing the people suffer. I was blind to all this and was living with my head in the cloud for years - knowing that the good people in Washington would do the right thing for our country - Well I have been a fool.
I do not blame anyone for being oblivious to this - I am admitting that I am at fault, too. But I know now - and what started out as my daughter's project has lit a fire in my heart for my country and my fellow Americans. I know that if educated to the misdeeds against our working Americans - the American people will unite and make a stand to stop the disappearance of our way of life.
I have a plan - I need a voice - I will not tire of defending this cause until my dying breath. I see people suffer - scared that they will not be able to care for their children, people humiliated by being forced into jobs that they are over qualified for. These people are working HARD to survive - they are tired - beat down -and they need someone to stand up for them. Someone who cares and sees them as people - not votes.
God Bless anyone who reads this - I mean that - and God bless anyone that helps spread this along - I will not fail in my mission to support the middle and lower class in this country - the people that seemed to be forgotten in all this - the people who are being left to figure things out themselves. Abandoned for the almighty dollar being sent overseas - The American people need to know that there is hope - I was blind but now I see - and what I see isn't pretty - but it can be fixed.
Friday the 13th afternoon rant
Amanda Schalau
Average American
Subscribe to:
Posts (Atom)