The Biggest Problem with the American Economy

        The problem is that the money is LEAVING the country - the only way to fix this is through the American people - if we keep sending more money overseas then there is less to spread around the US - doesn't anybody else see inflation coming?
        We need to act now - if we buy American products owned by foreign investors - money is going overseas - if you buy from corporations and not local businesses - you are sending money out of your community - if you do not bank locally - you are hurting your local economy
       If we do not change our habits the government is going to end up running every aspect of our lives - where is the freedom in that ?
       Simply put - we are in trouble because our money is LEAVING the country because of the choices WE make on a daily basis. We are shooting ourselves in the foot and crippling our own economy.
      I don't care what party you belong to - your leader's hands will be tied if this problem is not resolved - the answers are simple. I will spell it out again - long version - later today
     Spread this message - we can take hold of this - I know the American people want to do this but do not know how - this can make this easy for them - balancing this is really quite simple if we can get the ear of the people.

Let's make "Too Big to Fail" "Too Small to Matter" Local Economy

    Was it $700 billion dollars that all those big banks needed to pull out with after they used our money to play with on Wall Street? I could be wrong on that figure - but I am pretty sure it wasn't less.  Why did the government bail them out? Oh yeah - "too big to fail" - they had to survive so they could take care of us - right?  They needed the banks to keep loaning money so our economy could keep growing and put people back to work.
   Who has the money?
The largest 20 banks in the USA have 57% of bank assets averaging  $380 billion
The mid size banks have around 11%  - averaging $1-10 billion each
small banks - 11%  $1 billion and under
   Who does the lending?
The largest 20 banks  - 28% of loans
Mid size banks - 20 % of loans
small banks - 34% of loans
  So the small banks with the least amount of money are lending the most to help to grow our economy - while the big banks are probably playing on Wall Street again and making their investors happy - why did we bail them out again?
Why are we giving them our money?  If we want a better local economy - doesn't it make more sense to put our money in a bank that believes in your community? After all the mistakes they have made in the past I would be afraid to leave my money in the hands of heartless corporate fat cats.
   I say we invest in Main Street - Not Wall Street !!!!!
Here is your chance to make a difference without changing your lifestyle a bit - move your money to a local bank or credit union - keep your money local and help your community - prevent Too be to Fail again - if we all move our accounts - they become - Too Small To Matter - the next time they make a bad investment - let them go down - the way they should have to begin with. 
If you love your community - take the time and move your accounts - a minor headache - should have been done a long time ago. Follow the money trail and start keeping your cash at home - I will continue to seek out the easiest ways to help solve the shop local buy USA issues - this is the easiest one.  You will be doing your part everyday without even knowing it.
With all the talk from the Obama administration about jobs and the economy - you would think that things would have turned for the better by now - I guess it really is left up to us to get control.   The key is to keep money at home.
More local and made in the USA = more jobs -   we need banks that are on board to achieve this.
So Support your LOCAL bank!!!!!

Imports Claim Another Victim

My heart sank today after reading about a town in Nevada that will cease to exist (zip code and all) after June 20, 2011. The town was called Empire and was once home of the United States Gypsum Corporation. They have operated there 100 years and produced drywall. They are a fortune 500 company. People will say because of the slump in house building the company had to close the plant - I blame the imported drywall. Does anyone remember the news about all the toxic Chinese drywall that they used in those newer homes in Florida? Why were those builders using imported products to begin with - Oh yeah - the price was cheaper. Cheaper because of the lower standards and now people have lost their homes and have serious health problems as a result of their builders greed and our GOVERNMENTS negligence. That's right - I am blaming the government on this one. WHY does the government allow sub-standard products in our country? Why do American businesses have to live up to such a high standard to protect the US citizen and then the government allow toxic imports in. Double standard?   If we are going to get poisoned then why not by other Americans - at least that way the money would be in our country and we wouldn't be in a recession - or here's a better idea - why not make the imports coming into our country be at American standards - then at least the prices would be even and the American businessman would catch a break - as well as our country not being over run with health issues.
Want to cut health care ???  KEEP POISON PRODUCTS OVERSEAS - our country needs to turn it's nose up to these cheap plastics and protect ourselves from the damage they cause to our bodies.
We have to change our spending habits now and quit KILLING our country in every way possible.
Empire, Nevada - my heart breaks for you. United States Gypsum Co. is reportedly helping the town with free housing, etc...  It is nice to hear someone trying to do their part to help fellow Americans - Isn't it time we do ours and sacrifice the pleasures of imported doo dads and buy what we really need from local vendors and American made if possible?  KNOW where your money goes - even when you bank - who owns the "American" companies we buy from?  Find a locally owned gas station and start using it for God's sake - WE OWE THIS TO OUR KIDS - they would rather have a country to grow up in than a cheap plastic Chinese toxic toy!
Amanda Schalau
Average American

Beer and Hair - How It Begins

   Beer - Before the first European stepped foot onto this great country of ours, the Native American Indians were brewing up batches of beer made from what the land had to offer - corn, water, birch sap, as well as a variety of other things. As the early colonials began to populate the land, different styles of brewing developed and beer quickly became a mainstay in the American diet as opposed to wine like in many other countries. By the time prohibition came along there were thousands of microbreweries spread across the land offering up different styles and taste as varied as the location and craftsmen they were coming from. It was an art form as well as an inexpensive refreshing treat for the working class.  You could tell where you were by the beer in your mug.    When the 18th amendment outlawed the production, consumption and sale of beer, thousands of these micro breweries closed their doors and part of our American culture was lost forever. When prohibition ended 13 years later, the larger breweries bounced back and they are responsible for the production of the majority of the beer produced in America today.
   Prohibition brought with it organized crime, prisons filled to capacity, unemployment, and a loss of legitimate taxes. All this because the government wanted to legsilate our morality. So the government made a mistake - how does this affect you now? It has been almost 100 years and we are still feeling the ripple of prohibition. 
   We lost thousands of small businesses that shaped our country and those businesses were replaced by the larger beer companies that mass produce a lower quality product. Most of these large beer companies are not even American owned - yes they are still produced in America and provide jobs for Americans - however - the bottom line is where is the money going at the end of the day - the money is being tapped out of our economy like beer from a keg.
   As I looked at the history of beer and saw how far it had come through the years, I did note that one of the only good things that came out of the self indulgent 1980's was an interest in micro brewed beer again. Those microbreweries have grown and now offer us a choice between the 100% American beer or the "We make it here" beer that is so widely consumed today.
   And of course - as I pondered the 1980's, I thought back to my preteen years and how I was determined to have the biggest perm in school. This had me thinking of the beauty salon and how the beauty shop and barber shop employees were truly our first form of social media. I am sure that any beauty salon worth it's weight could spread any news quicker thn facebook and twitter combined.
  So my goal today was to start a discussion at the beauty shop about buying a 100% American beer instead of the regular cans of blah.  We decided that if enough people started buying the 100% American beer that it would be good for the economy as well as for a spice of flavor in our lives - but would the husbands go for this - hmmmmm. That is a whole different question - is their patriotism stronger than their desire for the mundane and bland cans of comfort they have clung to since their teenage years? Do they even realize that part of their hard earned American cash is heading overseas with every ice cold sip? Would they be willing to and be proud to sport an ice chest full of American pride to this weekend's ballgame?
We will cross our fingers and hope - God Bless America
Sincerely,
Amanda Schalau
Average American  ;-)

Saving America is More Than A One Man Job

    I was tweeting the other day and ranting about the economy and how people should shop local and buy made in America products - when I got a reply from @NiceGent - his site promotes US made products. Go to it and click the link for a listing of where to find a variety of thing made in the USA.  Anyway - back to my point - he used the word "we" all have to do our part. I have been going about this project head strong that I was going to get this done. I, I, I - me, me, me. 
   How dare I look at this in that way - I did not come up with the concept of "buy Local" nor did I think up "Buy American" - what made me think that I could turn a nation's thinking around all by myself? Was I so arrogant that I thought I could do this single handily? Seriously - I was in for a reality check - people have been working for years to get this message out - why do Americans like myself and @NiceGent among countless others continue to have to remind fellow Americans WHY they should be more aware of where their money is going and how this is going to help their communities as well as their country survive?  What is it that we are doing wrong trying to get the message across and how can I make a difference in this large group of people with the same goals?
   What talents that have been given to me by God will further the cause? How can I make a difference doing the same thing that so many other are doing? Should I give up? Is this a lost cause? The answer of course is NO.
    The reason there are so many people trying to do this is because it is important. I was given the gift of gab by our dear Lord and I intend to use that talent to the fullest - I have also been blessed with common sense. My desire to see this thing through to the bitter end is fueled by human loss - a powerful incentive to say the least.  I have the ability to organize reasonable efforts that can be implemented immediately.  And the last thing I can bring to the table - I was in insurance marketing for 15 years - I was a head hunter of sorts - I can link up individuals and organizations that will benefit each other. I am not a threat because I sell nothing and I am doing this with pure intentions.
   So moving forward in America's quest to fix the economy - I will be finding better ways to utilize my talents - not just begging the American public to Shop Local and Buy American. If I intend to make a splash in this cause - I will have to start helping the others that already have begun this monumental task of spreading awareness. The impact of my work will not be seen in the number of my followers - but in the added success of those who are supporting the cause by offering American products. I am here at their service and the American public's to help make our country a better place.
Sincerely,
Amanda Schalau
Average American
The next blog will be on How YOU can help in small ways!

Have Big Business & the Government Turned it's Back on Us?

   I grow tired of the red tape and the excuses that are being presented to me about why "Buy American" cannot and should not work. The truth of the matter is that people who say it should not be done are the big businesses that have found a less expensive and more efficient way to operate. Yes these companies have sold out their fellow Americans for a few bucks. They decided that the bottom line was more important - what they have failed to realize is that their customer base is going broke. They start peddling their services and products overseas and then they are okay again but we are left holding nothing but a pink slip. These companies that have supported American familes for years - that built their wealth off of our population have turned their backs on us. - and why?  Because the USA government imposes stricter labor laws and environmental standards than the third world countries do.
  What does this mean to you - do you think you matter to that big business or to any of those political parties now? You don't - The political parties are going to follow the money trail - the businesses just threw you away.  The political parties are going to cater to big business to keep their bankroll.
  The only thing you have left is your fellow Americans left out to fend for themselves. All is not lost - we can band together and take back our country with simply beginning to buy American made products - demand that is the way it has to be = teach your children - or the greed that has consumed our leaders will rear it's ugly head for generations to come
  We are becoming a nation of very rich and very poor - there will be no middle class - I refuse to watch this happen to my great country when all we have to do is buy American.
Think about it - let's take America back. One purchase at a time.
Amanda Schalau
Average American

We Need A Hero!

    This past weekend I decided to see The Pirates of the Caribbean - for some odd reason I, like the rest of the world, am fascinated by Captain Jack - even though he is a vulgar drunk that looks like he would stink if you were too close to him. I was raised in Louisiana so I guess I am not offended by this because I have been to Mardi Gras several times. As the previews began to play, I took note of the types of movies that were headed my way this summer. The list included "Hung Over 2", "X-Men", "Super 8", "The Green Lantern", "Mr. Popper's Penguins", "Transformers", The Zookeeper", Captain America", "Harry Potter", and "Cowboys And Aliens".
    The audience sat with looks of anticipation on the edge of their seats, absorbing the previews and was delighted with what Hollywood had to offer them over the next few months. I, on the other hand, looked at this in a different way. What I saw was a line up of fantasy films spotted with a few comedies.  It was a reflection of the times that we are in.  When the economy is on the downside, Hollywood knows that America wants to escape from the reality of life. They know we are looking for fantastical heroes that will save the Earth and make everything alright. We long for those wonderful characters that always prove that good prevails over evil.
  It was that way in the 1970's with George Lucas and Steven Spielberg giving us "Star Wars" and "Close Encounters of the Third Kind" when there were issues with oil and gas prices. In 2008 there was a summer of "The Hulk",  "Iron Man" and a Batman movie - all there to deter attention from the recession. And now we face another summer of fantasy flicks to help ease our minds of the economy and the national deficit.
   Seeing the way that  Hollywood and  Americans handle their entertainment choices in these hard times it is no wonder that it is easy for the country as a whole to turn a blind eye to the problems our nation is facing.  Distracting ourselves with fantasies and not facing the realities is allowing politicians and big businesses to make decisions for us and to go unchecked. Believing that good always trumps evil has enabled these people in power to make terrible decisions on our behalf because we believed they would use these powers given to them responsibly.
  It is so common to hear people complain about the state of things in the economy - but then turn back to their daily lives and do nothing. They wait for someone else to take action for them and save the world from a terrible injustice - just like in the movies - they are waiting for their Super Hero to come along and save the day.

But wait - what's that?!?
It's faster than a spending politician!
More powerful when you buy locally!
Able to leap tall piles of imported products in a single bound!
Look up into the sky!
It's Jobs!   It's Opportunity!

It's Captain Buy American!

 Sincerely - Amanda Schalau
Average American!