Showing posts with label trade. Show all posts
Showing posts with label trade. Show all posts

Tuesday, June 21, 2011

Let's make "Too Big to Fail" "Too Small to Matter" Local Economy

    Was it $700 billion dollars that all those big banks needed to pull out with after they used our money to play with on Wall Street? I could be wrong on that figure - but I am pretty sure it wasn't less.  Why did the government bail them out? Oh yeah - "too big to fail" - they had to survive so they could take care of us - right?  They needed the banks to keep loaning money so our economy could keep growing and put people back to work.
   Who has the money?
The largest 20 banks in the USA have 57% of bank assets averaging  $380 billion
The mid size banks have around 11%  - averaging $1-10 billion each
small banks - 11%  $1 billion and under
   Who does the lending?
The largest 20 banks  - 28% of loans
Mid size banks - 20 % of loans
small banks - 34% of loans
  So the small banks with the least amount of money are lending the most to help to grow our economy - while the big banks are probably playing on Wall Street again and making their investors happy - why did we bail them out again?
Why are we giving them our money?  If we want a better local economy - doesn't it make more sense to put our money in a bank that believes in your community? After all the mistakes they have made in the past I would be afraid to leave my money in the hands of heartless corporate fat cats.
   I say we invest in Main Street - Not Wall Street !!!!!
Here is your chance to make a difference without changing your lifestyle a bit - move your money to a local bank or credit union - keep your money local and help your community - prevent Too be to Fail again - if we all move our accounts - they become - Too Small To Matter - the next time they make a bad investment - let them go down - the way they should have to begin with. 
If you love your community - take the time and move your accounts - a minor headache - should have been done a long time ago. Follow the money trail and start keeping your cash at home - I will continue to seek out the easiest ways to help solve the shop local buy USA issues - this is the easiest one.  You will be doing your part everyday without even knowing it.
With all the talk from the Obama administration about jobs and the economy - you would think that things would have turned for the better by now - I guess it really is left up to us to get control.   The key is to keep money at home.
More local and made in the USA = more jobs -   we need banks that are on board to achieve this.
So Support your LOCAL bank!!!!!

Thursday, June 2, 2011

Beer and Hair - How It Begins

   Beer - Before the first European stepped foot onto this great country of ours, the Native American Indians were brewing up batches of beer made from what the land had to offer - corn, water, birch sap, as well as a variety of other things. As the early colonials began to populate the land, different styles of brewing developed and beer quickly became a mainstay in the American diet as opposed to wine like in many other countries. By the time prohibition came along there were thousands of microbreweries spread across the land offering up different styles and taste as varied as the location and craftsmen they were coming from. It was an art form as well as an inexpensive refreshing treat for the working class.  You could tell where you were by the beer in your mug.    When the 18th amendment outlawed the production, consumption and sale of beer, thousands of these micro breweries closed their doors and part of our American culture was lost forever. When prohibition ended 13 years later, the larger breweries bounced back and they are responsible for the production of the majority of the beer produced in America today.
   Prohibition brought with it organized crime, prisons filled to capacity, unemployment, and a loss of legitimate taxes. All this because the government wanted to legsilate our morality. So the government made a mistake - how does this affect you now? It has been almost 100 years and we are still feeling the ripple of prohibition. 
   We lost thousands of small businesses that shaped our country and those businesses were replaced by the larger beer companies that mass produce a lower quality product. Most of these large beer companies are not even American owned - yes they are still produced in America and provide jobs for Americans - however - the bottom line is where is the money going at the end of the day - the money is being tapped out of our economy like beer from a keg.
   As I looked at the history of beer and saw how far it had come through the years, I did note that one of the only good things that came out of the self indulgent 1980's was an interest in micro brewed beer again. Those microbreweries have grown and now offer us a choice between the 100% American beer or the "We make it here" beer that is so widely consumed today.
   And of course - as I pondered the 1980's, I thought back to my preteen years and how I was determined to have the biggest perm in school. This had me thinking of the beauty salon and how the beauty shop and barber shop employees were truly our first form of social media. I am sure that any beauty salon worth it's weight could spread any news quicker thn facebook and twitter combined.
  So my goal today was to start a discussion at the beauty shop about buying a 100% American beer instead of the regular cans of blah.  We decided that if enough people started buying the 100% American beer that it would be good for the economy as well as for a spice of flavor in our lives - but would the husbands go for this - hmmmmm. That is a whole different question - is their patriotism stronger than their desire for the mundane and bland cans of comfort they have clung to since their teenage years? Do they even realize that part of their hard earned American cash is heading overseas with every ice cold sip? Would they be willing to and be proud to sport an ice chest full of American pride to this weekend's ballgame?
We will cross our fingers and hope - God Bless America
Sincerely,
Amanda Schalau
Average American  ;-)

Friday, May 13, 2011

I Was Blind - But Now I See

    Okay - let's face it - people are tired of hearing about how bad th economy is - most of us, myself included, would rather tweet something silly or settle in infront of the TV and watch a good game. Fortunately for you I have decided to keep my blogs brief and to the point.  Today we are going to talk about recent job creation and what this means to the average American.
     On April 19th 62,000 people were hired in one day - doesn't that sound great!  Oh yeah - they were hired by McDonalds.  Oh - did I mention around 940,000 other people who lined up for those jobs were turned away? I worked at McDonald's when I was 17 and got the job immediately - now they are turning educated skilled workers away.  It's crazy out there.  Okay back to my point - what does this mean to you?
      It means that these 62,000 people and over 940,000 others that were turned away are settling on jobs that will reduce their incomes - the average was something like $45,000 a year going to around $21,000.
     People are having to settle for service jobs like fast food because all our manufacturing is being done over seas  The jobs being created - are very high end or very low end - ther is no middle - no middle means no middle class.
    I am beginning to wonder if those union types were a necessity so that the middle class would have a voice. Who is looking after our Americans right now?  I tell you I am spending day and night reading about all the coruption that has gone on for years with low down dirty deals that have stabbed America in the back.  And I for one am tired of seeing the people suffer. I was blind to all this and was living with my head in the cloud for years - knowing that the good people in Washington would do the right thing for our country - Well I have been a fool.  
    I do not blame anyone for being oblivious to this - I am admitting that I am at fault, too.  But I know now - and what started out as my daughter's project has lit a fire in my heart for my country and my fellow Americans. I know that if educated to the misdeeds against our working Americans - the American people will unite and make a stand to stop the disappearance of our way of life.
    I have a plan - I need a voice - I will not tire of defending this cause until my dying breath.  I see people suffer - scared that they will not be able to care for their children, people humiliated by being forced into jobs that they are over qualified for.  These people are working HARD to survive - they are tired - beat down -and they need someone to stand up for them. Someone who cares and sees them as people - not votes.
God Bless anyone who reads this - I mean that - and God bless anyone that helps spread this along - I will not fail in my mission to support the middle and lower class in this country - the people that seemed to be forgotten in all this - the people who are being left to figure things out themselves. Abandoned for the almighty dollar being sent overseas  -   The American people need to know that there is hope - I was blind but now I see - and what I see isn't pretty - but it can be fixed.
Friday the 13th  afternoon rant
Amanda Schalau
Average American

Wednesday, May 11, 2011

Flag Burners Beware -

The link below is of a guy who tried to burn the American Flag on the LSU campus - Yes he had the right to assemble - but the ones who stopped him had the right to assemble too - I for one am tired of these stupid protest - tha flag represents his freedom so why would he burn it ? - get the HELL out of the country if you hate it so much.     If you need that much attention then go get therapy - get a grip

 http://www.youtube.com/watch?v=CUb_qvHX_wc&feature=player_embedded

People need to think how their actions really make them look stupid - remember 9/11 - it's just not popular to burn flags anyone. Go hug a tree or something useful.  Or find a new crack dealer because whatever you are smoking is making you stupid

Tuesday, May 10, 2011

An American Hero - Real News

An American Hero -
You're a 19 year old kid  
You're critically wounded and dying in
the jungle somewhere in the Central Highlands of Viet Nam .

It's November 11, 1967.
 LZ (landing zone) X-ray.
Your unit is outnumbered 8-1 and the enemy fire is so  intense from 100 yards away, that  your CO (commanding officer) has ordered the MedEvac helicopters to stop coming  in.

You're lying there, listening to the enemy machine guns and you know you're not getting out.

Your family is half way around the world, 12,000 miles away, and you'll never see them again.

As the world starts to fade in and out, you know this is the day.

Then - over the machine gun noise - you faintly hear that sound of a helicopter.

You look up to see a Huey coming in. But.. It doesn't seem real because no MedEvac markings are on it.

Captain Ed Freeman is coming in for you.

He's not MedEvac so it's not his job, but he heard the radio call and decided he's flying his Huey down into the machine gun fire anyway.
 
Even after the MedEvacs were ordered not to come.
He's coming anyway.


And he drops it in and sits there in the machine gun fire, as they load 3 of you at a time on board.

Then he  flies you up and out through the gunfire to the doctors and nurses and safety.

And, he kept coming back!! 13 more  times!!
Until all  the wounded were out. No one knew until the mission was over that the Captain had been hit 4 times in the legs and left arm.
He took 29 of you and your buddies out that day. Some would not have made it without the Captain and his Huey.


Medal  of Honor Recipient,
Captain Ed Freeman, United States Air Force, died last Wednesday at the age of 70, in Boise , Idaho
 
May God Bless and Rest His Soul.

I bet you didn't hear about this hero's
passing,  but we've sure seen a whole bunch  about Lindsay Lohan, Tiger Woods and the bickering of congress over Health Reform.
Medal of Honor Winner Captain Ed Freeman


Shame on the American media !!!


Now... YOU pass this along to YOUR
mailing list. Honor this real American.
 
Please.
    







Repect the generations that built America and don't throw what they gave us away
Amanda Scahau


 

Saturday, May 7, 2011

Shop Local - Does NOT mean Wal-mart

          Recently I have spent most of my time blogging the benefits of buying American made products - today I am going to spend a little time on something that is just as important to your local communities - Shopping LOCAL.  When I use the term "shop local" I am not talking about running down to your local Wal-mart and do your shopping.  When I say "shop local" - I am talking about the individually owned shops around your town. How will this little bit of time and effort on your part benefit you and your community? - Well it starts by keeping more of your spending dollars in your immediate communities. More $$$ in town means more jobs in town right?
         With Mother's Day upon us - I am truly disturbed by all the 1-800 numbers being advertised all over the internet and the television to order good old mom her spring bouquet. - When a person picks up the phone or goes online to order their flowers - they are a middle man taking a cut of the money and having your local florist doing the work and getting paid less. Why not just call your local florist directly and get a custom arrangement unlike all the 1,000s of ones being ordered by a picture online.  Shouldn't your local florist get to know you and what your budget and tastes are like? Wouldn't it be nice to have  relationship with someone in town who is there for you for special occasions?
         I have always used a local florist - always.  When I had my children - they sent me a stuffed animal to say congrats - when Christmas came around I was surprised with a card and a poinsettia - when my husband passed - they were there to hold my hand and the flowers were as special as anything you could imagine.
       Knowing that hundreds of thousands of people out there are missing out on a relationship like that saddens me.
      The average consumer is lost when it comes to communicating their needs with these hard working individually owned businesses - they are used to buying chain store prewrapped gifts that they forget that they call call these locally owned shops and get better gifts and service for the same price. And the gift means more when it doesn't have a Wal-mart sticker on the shrink wrap.
        Beauty shops are especially good at putting together special gifts and most offer gift certificates - also keeping money in your community. Also tell your local beauty shop what hair spray you use - or how much you want to spend on beauty products and let them fill your needs instead of the big box chains that are sending you money out of town.  These people will accomidate your needs - they want to - and your local community will thrive. 
      So to sum it up - using your local businesses - keeps money in your community, creates new jobs, better customer service, spices things up with unique products and added diversity, keeps character downtown with local storefronts, and the most valuable thing that cannot be bought - YOU will be bringing you community closer together as well as making friends that you can invite to your annual Christmas party - instead of emailing thanks yous to all those online stores.  
       By the way - when is the last time you got a invitation to a get together from Wal-mart or 1-800-Flowers?  I must have missed mine - (never)

Friday, May 6, 2011

Spelled Out Again in Black and White

 Someone else thinks like me !!!  I am not alone!!!!
Did y’all see  Diane Sawyer's special report. They removed ALL items from a typical, middle class family's home that were not made in the USA .
 
There was hardly anything left besides the kitchen sink. Literally. During the special they are going to show truckloads of items - USA made - being brought in to replace everything and will be talking about how to find these items and the difference in price etc..
 
It was interesting that Diane said that if every American spent just $64 more than normal on USA made items this year, it would create something like 200,000 new jobs!
I WAS BUYING FOOD THE OTHER DAY AT WALMART and ON THE LABEL OF SOME PRODUCTS IT SAID 'FROM CHINA ’

FOR EXAMPLE THE "OUR FAMILY" BRAND OF THE MANDARIN ORANGES SAYS RIGHT ON THE CAN 'FROM CHINA '

I WAS SHOCKED SO FOR A FEW MORE CENTS I BOUGHT THE LIBERTY GOLD BRAND
 
OR THE DOLE SINCE IT'S FROM CALIF.

Are we Americans as dumb as we appear --- or --- is it that we just do not think while the Chinese, knowingly and intentionally, export inferior and even toxic products and dangerous toys and goods to be sold
 
in American markets?

70% of Americans believe that the trading privileges afforded to
 
the Chinese should be suspended.

Why do you need the government to suspend trading
 
privileges? DO IT YOURSELF, AMERICA !!

Simply look on the bottom of every product you buy, and if it says 'Made in China ' or 'PRC' (and that now includes Hong Kong ), simply choose another product, or none at all. You will be amazed at how dependent you are on Chinese products, and you will be equally amazed at what you can do without.

  The point is do not wait for the government to act. Just go ahead and assume control on your own.

THINK ABOUT THIS: If 200 million Americans refuse to buy just $20 each of Chinese goods, that's a billion dollar trade imbalance resolved in our favor...fast!!

Most of the people who have been reading about this matter are planning on implementing this on May 1st and continue it until June 1st. That is only one month of trading losses, but it will hit the Chinese for 1/12th of the total, or 8%, of their American exports. Then they might have to ask themselves if the benefits of their arrogance and
lawlessness were worth it.

Remember, May 1 thru June 1!!!!!!
START NOW.


Send this to everybody you know. Let's show them that we are Americans and NOBODY can take us for granted.

If we can't live without cheap Chinese goods for one month out of our lives, WE DESERVE WHAT WE GET!

Pass it on, America .

Wednesday, May 4, 2011

What THEY Want You to Believe

       I know that I have been focusing most of my blogs about manufacturing jobs being lost to overseas, but people need to understand it's no longer only manufacturing jobs that are moving overseas. Technology today has made it easier for most all  types of jobs to be located almost anywhere. This means that  thousands of software development and call-center jobs that used to be located in the USA  have outsourced their business overseas. So our service based economy is suffering and beginning to collapse.                                  Many economists would have us believe that globalization benefits Americans by lowering prices on goods and services.  You can pretty much get an everyday low price on anything these days at your local super centers that make it impossible for the local small businesses to compete. The economists say that this allows these BIG businesses to use the money they save from outsourcing to create other higher-skilled, better-paying jobs in the United States. But if they are outsourcing the manufacturing and NOW outsourcing the service parts of their companies - HOW exactly are we benefiting again? ;In the same breath, they say, 'the countries gaining jobs benefit from stronger economic growth and greater stability'.  So isn't that the answer to our country's problems right now?
    If the answer to a stronger economy and more stability lies in having more jobs - manufacturing and service oriented alike - then why again do we allow things to get outsourced overseas?  If we have no jobs how are we going to buy all these discounted goods from overseas? If we had jobs - couldn't we just pay a few cents more for the American made products?  
     And why did we pass the Buy American Act if BIG companies get to apply for waivers and not follow it at all.  Obama said last year in Feb or May I believe that we had to increase our exports to balance the import/export trade - Why can't we just start making our own things here in the USA?
    The answer is so obvious - the security and economic health of our country depends on us demanding American made products - and our government needs to make it easier for this to happen. But we have got to do our part too - BUY American - from a local business - keep your money in your local community.
That was your Wednesday Rant
I have a plan - stay tuned!
Sincerely, Amanda Schalau

Tuesday, May 3, 2011

My Most Important Message To Date

       Someone said to me - "Our country has it's up and downs, we will bounce back, we always do" and that got me to thinking.  Times are different now - people cannot really believe that this is a passing phase and everything will be fine in a couple of years after we get a new crop of politicians in office.
      If you look back at all the times when the USA was suffering from a failing economy - people have to see that we were a different country then - a different group of citizens with different skillsets.  The 1920's and 30's for instance - people farmed back then. When the economy  took a turn for the worse - people still could eat and survive. 
      Our country started out as an agricultural oriented country, then it moved to a manufacturing oriented country, and now we sit at being a service oriented country. And those service jobs are being outsourced overseas because it is cheaper to do business that way.
     America sits now with no real manufacturing base to fall back on. The reason behind that would be the trade deficit - put in plain terms - EVERYTIME WE IMPORT IN GOODS - WE EXPORT JOBS OUT.  We bring in alot more than we send out (unless you are talking about $$$).
     The way I see it is that either we as a people bond together and start buy American products only - or get ready to plow the fields because we middle and lower class citizens are on our way to growing our on personal food. The government will not be able to keep us all on food stamps and if they do not change the way they handle the import export trade - they may have a revolution on their hands.
    We have got to spread the word to everyone the importance of buying American made products before we fall so far back that we are unable to recover.
     Remember the average American is the one who counts and the ones making our choices have no idea what it is like to be an average American.  The policies that have been put into place make things harder to operate businesses in our own country - and have made it easier for foreign countries to get their goods in here at lower costs. 
      Unemployment to the ones making the laws is just a number - to the middle and lower class - it means whether or not the kids are going to eat,  it also means whether or not the other desperate unemployed citizens are going to turn to crime to survive.
    The only ones who can stop the downward spiral is us. We have to care about our futures and not be drawn in by lower priced foreign items and begin demanding all our necessities be met with American products.  They have made it to where I cannot survive in this world without being forced to use something that is made overseas or deal with an operator that is based in India.
That was your Tuesday morning rant - I think I am on day 14 - it's all running together now
I am still working hard on organizing this "movement" or "cause" or whatever you want to call it - It started as a summer project for Lauren - but it is taking a life of it's own.
Please keep up with this blog - follow us and be ready to take action with us. All we are asking is that you help draw the line and say NO to throwing away our country's wealth so that we can bring back the JOBS and support our own people first.

Always Sincere - Amanda Schalau
ALocalWay@aol.com